Expert Q&A

Should i count "net carbs", or just Total Carbs and its effect on metabolism and insulin levels

Understanding Total Carbs vs Net Carbs

When clients ask me whether to track net carbs or total carbs, I always start with the basics. Total carbs include every gram of carbohydrate in a food, including fiber. Net carbs are total carbs minus dietary fiber and certain sugar alcohols. The idea behind net carbs is that fiber doesn’t raise blood glucose the same way digestible carbs do, so subtracting it gives a more accurate picture of metabolic impact. For most people over 45 dealing with insulin resistance, this distinction matters because rising insulin is the primary driver of fat storage, especially around the midsection.

How Carbs Affect Insulin and Metabolism After 45

After age 45, declining estrogen and testosterone make cells less sensitive to insulin. Even moderate carbohydrate intake can trigger larger insulin spikes than in your 30s. In my book The Metabolic Reset Protocol, I explain that each 10-gram increase in rapidly digested carbs can raise insulin by 20-30% in insulin-resistant adults. Total carb counting is stricter and works well for those with diabetes or prediabetes because it removes all guesswork. However, net carb counting allows more vegetables, nuts, and seeds without blowing your daily limit, making the plan sustainable.

Studies show that keeping total daily net carbs under 50-75 grams often improves fasting insulin within 4-6 weeks. This directly supports metabolic rate because lower insulin allows better access to stored fat for energy. When joints hurt and gym time feels impossible, lowering insulin through smarter carb choices becomes your most powerful tool.

Practical Guidelines That Actually Work for Beginners

For complete beginners overwhelmed by conflicting advice, I recommend starting with total carbs under 100 grams per day while learning to read labels. Once comfortable, switch to net carbs of 30-50 grams daily, focusing on high-fiber sources. This approach reduces the inflammation that worsens joint pain and helps stabilize blood pressure and blood sugar without complicated meal plans. A typical day might include eggs with spinach (3g net carbs), grilled chicken over broccoli (6g net), and salmon with asparagus (5g net). These choices keep you full, protect lean muscle, and require no expensive programs insurance won’t cover.

Why This Method Succeeds Where Diets Fail

Most people who have failed every diet before succeed with this method because it directly addresses hormonal changes rather than just calories. By controlling insulin through either total or net carb tracking, you reduce cravings within days and lose fat even when exercise is limited. Track for two weeks using a simple app, note energy and joint comfort, and adjust. The goal isn’t perfection but consistent progress that rebuilds metabolic health without embarrassment or overwhelm. Many clients lose 8-15 pounds in the first six weeks while watching their A1C and blood pressure improve naturally.

💬 What the Community Says

The community shows a clear divide on net carbs versus total carbs. Many in their late 40s and early 50s report that counting net carbs lets them eat more vegetables and feel less restricted, helping them stay consistent after years of diet burnout. Others managing diabetes insist total carbs give more predictable blood sugar and insulin numbers, especially when hormonal shifts make everything unpredictable. A vocal group shares success stories of lowered joint pain and better energy once they dropped below 50 net carbs daily, but several note that sugar alcohols in “low-carb” products still spike their glucose. Beginners often feel confused by conflicting forum advice, with many saying they started with total carbs for two weeks before switching to net carbs once they understood labels. Overall sentiment leans toward net carbs for long-term livability, yet those with higher blood pressure or on medications tend to prefer the caution of counting everything.
Clark, R. (2026). Should i count "net carbs", or just Total Carbs and its effect on metabolism and. *CFP Weight Loss*. https://ask.cfpweightloss.com/ask/should-i-count-net-carbs-or-just-total-carbs-and-its-effect-on-metabolism-and-insulin-levels
Russell Clark, FNP-C, APRN, FNP-C, APRN
About the Author

Russell Clark, FNP-C, APRN, is the founder of CFP Weight Loss in Nashville and CFP Fit Now telehealth. Over 35 years in healthcare — Army Nurse Reserves, Level 1 trauma ER, hospitalist — he developed a 30-week protocol integrating real foods, detox, and low-dose tirzepatide cycling that has helped hundreds of patients lose 30–90 pounds. He and his wife Anne-Marie lost a combined 275 pounds using the same protocol.

Get Personalized Guidance From the Author
Every weight loss journey is different. Book a 1-on-1 telehealth consultation with Russell and get a plan built specifically for you — based on the same evidence-based principles in his book. Available to patients in all 50 states.
Book Your Consultation →
Have a follow-up question?
More Questions 200 answered
▸ Estradiol Cypionate- I’ve been underdosing- what dose are you at — what do certified weight loss coaches recommend when you have PCOS or hormonal imbalances? ▸ What's the dumbest thing you and/or your siblings did when you were left home alone for those with hypothyroidism or Hashimoto's when you have PCOS or hormonal imbalances? ▸ When you want something sweet but still try to keep things somewhat low-carb and how it connects to gut health and inflammation on a low-carb or ketogenic diet? 📖 CICO (Calories In, Calories Out) — An outdated model of weight loss that ignores the role of hormones; we challenge this by focusing on food quality and ho… ▸ How to handle calories vs carbs/fat/sugar and how it connects to gut health and inflammation specifically for women over 40? ▸ Low TSH, Low T4, and Low T3 simultaneously on Levothyroxine — anyone experienced this and the role of cortisol and stress hormones on a low-carb or ketogenic diet? ▸ What is a super quick "Mix some of this in" to make coconut oil (purely in liquid form) taste ok to make it easy to consume: how to talk to your doctor about this during the weight loss plateau phase? 📖 One Box Protocol — A revolutionary approach where we stretch one 60 mg box of tirzepatide across three metabolic phases, prioritizing long-… ▸ Sugar free 2020, who's with me — what most people get wrong about this if you're on a GLP-1 like semaglutide or tirzepatide? ▸ Is tomato paste lectin free during the weight loss plateau phase while doing intermittent fasting? ▸ What is your immediate go to for some relief during ha — what most people get wrong about this — what certified coaches recommend? ▸ 225lbs 5’10, is it possible for me to lose weight starting at 2200 calories a day when you have PCOS or hormonal imbalances and how it connects to gut health and inflammation? 📗 The 30-Week Tirzepatide Reset — by Russell Clark, FNP-C, APRN · The complete clinical protocol — 30 weeks of real foods, detox, and low-dose tirzepatide cycling that has helped hundreds of patients lose 3 ▸ Has anyone ever tried low-grain instead of grain free — evidence-based answer for CFP patients for long-term maintenance (not just short-term)? ▸ What are the wegovy doses in order on a low-carb or ketogenic diet for long-term maintenance (not just short-term)? ▸ To what extent do Mendelian Randomization Studies provide causal evidence for a particular claim — what does the research actually say specifically for women over 40? 📖 Satiety Signal — The biological 'off switch' for hunger that our protocol restores by healing the gut and balancing blood sugar levels. ▸ Is compounded semaglutide with B12 worth choosing over B6 or plain: best practices and common mistakes to avoid specifically for women over 40? ▸ Fitter or kidding myself: how to talk to your doctor about this if you're on a GLP-1 like semaglutide or tirzepatide? ▸ How to handle calories vs carbs/fat/sugar and how it connects to gut health and inflammation on a low-carb or ketogenic diet? 📖 Tirzepatide — A dual-acting medication targeting both GLP-1 and GIP receptors, providing a more comprehensive metabolic signal than si… ▸ If a random dance partner app existed .. would you try it: how to talk to your doctor about this if you're on a GLP-1 like semaglutide or tirzepatide? ▸ LDN is changing my life, will this last: best practices and common mistakes to avoid: what to track and how to measure progress? ▸ I wanted to ask what is the science behind not allowing any fat during the fat burning phase like how critical is it if I ever had a tiny bit of half-and-half or a tiny bit of olive oil? Is it really do something to the body. ▸ Have you cut out snacking in between meals and what are the benefits and its effect on metabolism and insulin levels during the weight loss plateau phase? 📗 The 30-Week Tirzepatide Reset — by Russell Clark, FNP-C, APRN · The complete clinical protocol — 30 weeks of real foods, detox, and low-dose tirzepatide cycling that has helped hundreds of patients lose 3 ▸ Can autophagy regenerate muscle during physically active prolonged fast and how it connects to gut health and inflammation and its effect on metabolism and insulin levels? ▸ Is it possible that low carb is the only way I can eat specifically for women over 40 if you're on a GLP-1 like semaglutide or tirzepatide? ▸ Is the idea of the kitchen timer to eventually get to the point where someone has an orgasm just from hearing the ding? Pavlov's orgasm for people with insulin resistance for people with insulin resistance? 📖 Nutrient Density — Prioritizing foods that provide maximum vitamins and minerals per calorie to satisfy the brain and end the cycle of hidd… ▸ How to calm my nerves down at doctors — what do certified weight loss coaches recommend if you're on a GLP-1 like semaglutide or tirzepatide? ▸ When period stopped did you feel like the worst pmdd of all time daily or — what does the research actually say specifically for women over 40? ▸ Intolerant to sugar - SIBO or something else if you're on a GLP-1 like semaglutide or tirzepatide when you have PCOS or hormonal imbalances? ▸ LDN is changing my life, will this last: best practices and common mistakes to avoid for people with insulin resistance? ▸ How long until I start losing weight this way — how a functional medicine approach differs and its effect on metabolism and insulin levels? 📗 The 30-Week Tirzepatide Reset — by Russell Clark, FNP-C, APRN · The complete clinical protocol — 30 weeks of real foods, detox, and low-dose tirzepatide cycling that has helped hundreds of patients lose 3 ▸ What’s your favorite toothpaste for people with insulin resistance — what the research actually says? ▸ Omnipod. Starting an insulin pump help while doing intermittent fasting on a low-carb or ketogenic diet? 📖 Hormonal Chaos — The internal state of imbalance caused by modern grains and refined carbs that overrides willpower and forces the body t… ▸ What can I ask for if estrodiol cream remains in shortage? Newly prescribed-should I even start if I can't refill next month — how a functional medicine approach differs while doing intermittent fasting? ▸ Im eating so well that I accidently put my body in ketosis and how it connects to gut health and inflammation and how it connects to gut health and inflammation? ▸ Can you take vitamin D with a tbsp of oil on an extended water fast for people with insulin resistance during the weight loss plateau phase? ▸ What to do if you have to eat late dinners?? How to process the dinner quicker so I'm not burping all night long while doing intermittent fasting and its effect on metabolism and insulin levels? ▸ What exactly am I supposed to feel when on mounjaro and how do I know if it's working specifically for women over 40 while doing intermittent fasting? ▸ Is it normal to lose weight then gain again when you have PCOS or hormonal imbalances for long-term maintenance (not just short-term)? 📗 The 30-Week Tirzepatide Reset — by Russell Clark, FNP-C, APRN · The complete clinical protocol — 30 weeks of real foods, detox, and low-dose tirzepatide cycling that has helped hundreds of patients lose 3 ▸ When the fatigue is real: how to talk to your doctor about this for people with insulin resistance? 📖 Phase 1: Priming — The first 48 hours of a 70-day cycle focused on high-fat intake to prevent the brain from triggering a starvation respon… ▸ Testosterone how long does it take to work while doing intermittent fasting if you're on a GLP-1 like semaglutide or tirzepatide? ▸ Those of you with Reta experience how does this protocol look for people with insulin resistance when you have PCOS or hormonal imbalances? ▸ Has anyone here made their own custom CGM patches with a Cricut for those with hypothyroidism or Hashimoto's during the weight loss plateau phase? ▸ Is lime water (but sipped throughout the day) ok with autophagy — how a functional medicine approach differs for people with insulin resistance? ▸ What foods to stock for overnight guest — evidence-based answer for CFP patients: what to track and how to measure progress? ▸ Has anybody heard of or experienced improvement from neurological disorders through fasting and autophagy if you're on a GLP-1 like semaglutide or tirzepatide — what certified coaches recommend? ▸ Do you think they read the responses they receive: how to talk to your doctor about this while doing intermittent fasting? 📖 Caloric Deficit Myth — The false belief that weight loss is purely 'math'; we focus on hormonal signaling rather than just counting calories to… ▸ Starting a 7 day water fast, any tips to keep hydrated on a low-carb or ketogenic diet: what to track and how to measure progress? 📗 The 30-Week Tirzepatide Reset — by Russell Clark, FNP-C, APRN · The complete clinical protocol — 30 weeks of real foods, detox, and low-dose tirzepatide cycling that has helped hundreds of patients lose 3 ▸ What are the wegovy doses in order on a low-carb or ketogenic diet for people with insulin resistance? ▸ Lost weight not exactly willingly and everybody’s weird about it for long-term maintenance (not just short-term) specifically for women over 40? ▸ I am on my second week of mounjaro (2.5 mg dose ), but there is no drop on the weighing scale, I am feeling demotivated, can anyone guide me, isn’t mounjaro for me for long-term maintenance (not just short-term) — what the research actually says? ▸ Intolerant to sugar - SIBO or something else if you're on a GLP-1 like semaglutide or tirzepatide — what the research actually says? ▸ Anyone know where to purchase pork rind tortillas — what do certified weight loss coaches recommend when you have PCOS or hormonal imbalances?